IWS' ninth annual TAC promises to be unlike any previous event. A winter wonderland, Montréal was chosen for its gorgeous architecture, charming cafés and distinct culture that rivals, even Paris.

TAC gives credit unions the opportunity to network with their peers, develop a sales culture and improve sales performance, regardless of their size. Any credit union that meets the production criteria can qualify to attend TAC.

Two levels to qualify:

A minimum of 120 VSAs/MBIs per year are needed in order to qualify for inclusion in a drawing for two attendees. Every 15 VSAs/MBIs thereafter represents 1 more entry and 1 more opportunity to win. Example: 135 - 2 entries, 150 - 3 entries, 165 - 4 entries, etc. A credit union eligible for the drawing can only win one room. The drawing will be held on January 15, 2005. Please ensure all VSA/MBI are received at IWS by December 31, 2004 to increase credit union's number of eligible entries.

When a credit union reaches 300 VSAs/MBIs per year Level 2 applies. The following criteria will be applied to those credit unions in the 300 and over category:

Individuals who attain Personal Gold may invite a guest of their choice at no expense to them. This will not reflect on the credit union's qualifying numbers.

It is imperative that all attendees of TAC 2005 understand that we will strictly adhere to the double occupancy rule. The only exceptions are as follows:

• The credit union sends male and female attendees which would require separate rooms.
• The credit union wants individual rooms and will pay the difference.
• The attendee wants an individual room and will pay the difference.

Any attendee, other than a Personal Gold qualifier, who wishes to bring a guest, i.e. a relative, friend, spouse, non-qualifying credit union employee, etc. . . must register his or her guest as a "special guest" and pay for that guest's expenses.

The exceptionally low price negotiated by IWS for a "special guest" to join us and participate in the festivities is $295. Expenses covered by Special Guest Pass include all scheduled meals and beverages served at IWS sponsored events throughout TAC.

For $165 your Special guest will receive a Guest Reception and Banquet Pass, good only for those two events.

If the attendee does not qualify for a double occupancy exception and wishes to have a room for himself /herself and the special guest, then any additional room costs will be the responsibility of the credit union attendee. Guest airfare will also be the responsibility of the credit union attendee or the guest. All attendees who register a special guest must provide credit card information at the time of registration. The credit card will be used only to cover the costs of special guest
fee(s), airfare and/or additional hotel room charges as indicated by qualifying attendee (credit card holder) on registration form.
Credit unions who wish to send staff, other than non-qualifying attendees, may arrange to pay Special Guest Fees by check prior to event.

IWS will, of course, pay for airfare, lodging, airport transfers and scheduled meals for all qualifying credit union attendees.

Top Achievers are regarded with distinction by their peers. TAC is held to honor all Top Achievers for their superior performance and support of our product.

It is the expectation of IWS and credit union management that all Top Achievers be present for all scheduled events. This conference is an opportunity to learn and grow.

Pre and Post Stay Option

If any credit union attendee or their guest wishes to arrive 3 days before the conference or stay 3 days after the conference they may do so at a prearranged hotel rate. This preference should be indicated on the registration form so that we may arrange the most convenient flight and hotel accommodations for you.